CANADA

Bank of Canada set to grapple with renewed trade
war pressures in rate decision

The Bank of Canada finds itself in a familiar dilemma this week as the escalating trade war with the United States casts an uncertain light over Wednesday’s interest rate decision.The central bank has kept its benchmark rate on hold at 2.25 per cent for nearly a year now.Before trade talks between Canada and the United States fell apart earlier this month, economists and financial markets alike had widely expected the Bank of Canada would stick to the sidelines for the rest of the year and into 2027.Recent tariff volleys have changed the economic context.On Aug. 22, the U.S. imposed 50 per cent tariffs on roughly five per cent of Canadian exports and Canada plans to retaliate with its own counter-tariffs starting Sept. 8. U.S....Read More

How Lenders See Canada's 2026 Commercial Real Estate Market

You can have a development proposal for a beautiful building, or a financially-viable affordable rental project, or a sprawling transit-oriented mixed-use community, but you can’t do anything without support from lenders. So, knowing what lenders are thinking can go a long way.

Every year, CBRE Canada publishes an annual real estate lenders report, with this year’s survey — conducted between December 10 and January 16 — including 47 companies with an aggregate total of over $200 billion in loans under management. Lenders include domestic banks, private capital, foreign banks, pension funds, insurance companies, and credit unions.

This is not to say office is top asset class, however, as multifamily remains at the top, with lenders still showing intentions to increase budgets for that asset class. Lenders are also still looking to grow their exposure to retail, while industrial is trending in the opposite direction, although the sentiment isn’t nearly as poor as it is for land...Read More

Canada's Mortgage Renewal Crisis: 2 Million Homeowners Can't Afford 2026

Canadian households now owe $3.24 TRILLION to institutional lenders. 75 cents of every dollar of that is a mortgage. And the Bank of Canada just held rates at 2.25% — with major forecasters like RBC and Oxford Economics warning the next move could be a rate INCREASE, not a cut.

If your mortgage was locked in at 1.5% or 2%, your renewal could add $800–$1,000 to your monthly payment. On a $600,000 mortgage. Every. Single. Month.

In this video, we break down:

✅ Why 60–70% of Canadian mortgages are renewing by end of 2026 — and what that means for YOU
✅ Why the Bank of Canada is "stuck" between a struggling economy (1.2% growth) and rising inflation
✅ The #1 reason homeowners lose all negotiating power at renewal — and how to keep it
✅ What to do RIGHT NOW if your mortgage renews in the next 12 months
✅ The real risk of power of sale and insolvency — and how to avoid it...Watch Video